provides this website as a service only.

All the information on my site (also referred to as “website”) is provided as a general overview only. does not express or imply anything regarding the accuracy or reliability of the information or its suitability for a particular purpose.

While the information contained within the site is periodically updated, no guarantee is given that the information provided in this website is correct, complete, and/or up-to-date.

The materials contained in this website are provided for general information purposes only and do not constitute legal or other professional advice on any subject matter. does not accept any responsibility for any loss which may arise from reliance on information contained on this site, and I expressly disclaim any liability or responsibility for the accuracy of the information on this website.

It is the responsibility of users of my website to confirm the accuracy, currency, and validity of all the information offered on my website.

Permission is given for the downloading and temporary storage of one or more of these pages for the purpose of reviewing and viewing on a personal computer.

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Some links within may lead to other websites, including those operated and maintained by third parties. includes these links merely as a convenience to you, and the presence of such a link does not imply a responsibility for the linked site or an endorsement of the linked site, its operator, or its contents. website and its contents are provided “AS IS” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Distribution, reproduction, republication, and/or retransmission of material contained within this website are prohibited unless the prior written permission of has been obtained.

If you see any information on my website that you believe is untrue, incorrect or out of date, please notify me in the comments and I will re-evaluate, and research the information.